General Terms

Eligibility

Participation in EthosMacro's programs requires compliance with local laws and being able to form legally binding contracts. Users must be at least 18 years old.

Users under 18 are not permitted to register or participate in EthosMacro training events.

Users agree to use the services lawfully and avoid prohibited activities during their engagement with EthosMacro.

Services are offered primarily to residents of Singapore. Access from restricted countries is not allowed.

Account Responsibility

Creating an account at EthosMacro requires accurate information and secure handling of account credentials.

Users must provide current and complete information when registering for EthosMacro programs and update their data as needed.

It remains the user's responsibility to keep account passwords confidential and notify EthosMacro immediately upon suspected unauthorized access.

Account details and access rights are non-transferable and intended solely for the registered user.

If you believe your EthosMacro account has been compromised, notify us immediately at the contact provided.

EthosMacro reserves the right to suspend accounts violating terms or engaged in harmful conduct.

Service Use

EthosMacro provides executive economic mindset training services designed to enhance leadership macro thinking skills within a professional context.

We may modify or discontinue services at any time, provided we notify users reasonably in advance when feasible.

While we strive for continuous availability, occasional interruptions or downtime for maintenance may occur.

User Conduct Rules

Users must adhere to the following rules to maintain a respectful and secure learning environment:

• Comply with all applicable laws and regulations.
• Avoid disruptive or abusive behavior during training sessions.
• Refrain from sharing unauthorized or sensitive information.
• Use EthosMacro resources solely for intended educational purposes.
• Respect intellectual property rights of EthosMacro and third parties.
• Protect the confidentiality of other participants and staff.
• Report any misuse or violations promptly to EthosMacro.

User Content Guidelines

Users may submit content such as feedback or discussion inputs during training within EthosMacro platforms.

Submitters retain ownership of their original content but grant EthosMacro a license to use it for program-related purposes.

By submitting content, users authorize EthosMacro to reproduce, distribute, and display it in connection with the training services.

Users are responsible for ensuring their content does not infringe rights or violate policies.

EthosMacro may remove inappropriate or infringing user content without prior notice to maintain quality and compliance.

Intellectual Property

EthosMacro owns or licenses all intellectual property rights within its training materials and website content. Unauthorized use is prohibited.

• Do not copy, redistribute, or create derivative works from EthosMacro content without explicit permission.
• Use content only for personal educational purposes within the scope of EthosMacro services.
• Respect activity and proprietary information displayed throughout EthosMacro platforms.

Paid Services

EthosMacro offers paid training programs and related materials accessible upon registration and payment.

Prices for services are clearly stated and may include relevant taxes as required by law.

Payments must be made through authorized channels prior to receiving access to paid content or events.

Subscription options are available when indicated, with terms provided at signup and renewal notices.

Refunds are considered on a case-by-case basis and governed by the policy described at purchase.

Participants may cancel subscriptions or bookings subject to conditions specified during registration.

Applicable government taxes will be applied as part of your total transaction amount.

EthosMacro reserves the right to adjust service prices with prior notice to users.

Failure to complete payment may result in suspension or termination of access to services.

Disclaimer

EthosMacro provides training materials for educational use. Results from applying these concepts vary by individual circumstances.

Limitation of Liability

EthosMacro shall not be liable for indirect or consequential damages arising from participation in training or reliance on information provided.

Third-Party Services

We may integrate or link to third-party services but do not control or endorse their content or policies.

Termination of Use

EthosMacro may terminate or restrict access to services for violations of terms, with or without prior notice.

Termination results in loss of access to all EthosMacro services and content, with no obligation to refund fees unless otherwise stated.

Privacy

Our privacy practices are outlined in our separate Privacy Policy which forms part of these terms and is accessible on EthosMacro's website.

Communications

EthosMacro may send important communications about services, updates, or policy changes using contact details you provide.

Changes to Terms

Changes to these terms will be communicated via our website or by email, taking effect on the stated effective date unless otherwise noted.

Governing Law

These terms are governed by the laws of Singapore and any disputes shall be subject to the exclusive jurisdiction of its courts.

Dispute Resolution

Members are encouraged to resolve disputes amicably; unresolved issues may proceed through mediation or legal action as appropriate.